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Welcome back to part two of Applewood Independent Ltd FAQs.

Let’s jump straight in.

With regards to the UK economy, is the news something we should take as an accurate source of information?

Unless the news is quoting a direct figure, most of what’s reported is inaccurate. Most newspapers are sold based on negative titles, so when it comes to financial matters, I wouldn’t recommend basing your opinion on what they say. Personally, I can’t remember the last time a newspaper gave the full story on what’s happening in the world. For example, when was the last time you heard about something wonderful on the news? 

How does the maturity of the UK’s financial institutions affect the quality of financial advice they provide? 

In terms of the quality of financial advice, the UK is on a par with Australia (who are excellent). Our regulation is so far ahead of almost anywhere in the world. For example, only last year, America was talking about bringing in commission disclosure, which the UK has had since 1994!

The only country I know that is up there with the UK in terms of financial regulation is Australia, so I think the UK offers some of the best quality advisers you can get.

The good independent financial advisers in this country can scan the whole of the market and have the right infrastructure behind them to aim to make your money work as hard as it can for you. I’d always recommend getting in touch with one before making any decisions.  

I hope this has been useful and if you have anything else to add I’d love to hear from you. To find out more feel free to get in touch by emailing


The views expressed in this article are those of the author and do not constitute financial advice. Applewood Independent Ltd is authorised and regulated by the Financial Conduct Authority. For financial advice designed for you and your specific circumstances, please contact the author using the contact details provided in this article, or alternatively contact the Applewood Independent Ltd office on 01270 626555.

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